Pamela Nelson, MBA, has been helping individuals improve their personal money management habits for years as a business advisor, loans analyst and coach. While earning her master's degree in business, Pamela took a special interest in consumer behavior: the behavior related to spending money. In Broke-Free Forever! Pamela melds her practical approach and real-life experience with principles of business financial management and consumer behavior, culminating in strategies to help anyone who wants to stop being broke, and break the cycle of living payday-to-payday, for good.